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Intermediate

Portfolio Rebalancing: When and How to Do It

A practical, India-specific guide to portfolio rebalancing for investors who already hold a mix of equity, mutual funds, and other assets. Covers why portfolios drift from their target allocation, how to set calendar-based and threshold-based rebalancing rules, and how to actually execute a rebalance while accounting for STCG, LTCG, and exit loads on Indian mutual funds and stocks. Uses real Indian examples and walks through rebalancing on Zerodha Coin and Console.

Portfolio DriftRebalancing TriggersRebalancing Costs

MODULES

3

DURATION

~1.7 hrs

TRACK

Stock Market Basics

What You'll Master

Understand portfolio drift and why rebalancing matters

Build trigger rules for when to rebalance

Learn rebalancing mechanics and costs in Indian markets

Access Level

LEARNER

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Everything included

Full Text Playbooks

Actionable Exercises

Mobile Reading Mode

Lifetime Updates

Curriculum Breakdown

Chapter 1: Understanding Portfolio Drift and Why Rebalancing Matters

3 Lessons

What Is Portfolio Drift and Why It Happens10 min read

The Real Cost of Not Rebalancing (Indian Portfolio Examples)12 min read

Rebalancing vs Market Timing: Why They're Not the Same9 min read

Chapter 2: When to Rebalance - Building Your Trigger Rules

3 Lessons

Calendar-Based Rebalancing (Annual and Semi-Annual)10 min read

Threshold-Based Rebalancing (the 5/25 Rule and Variants)12 min read

Choosing the Right Approach for Your Portfolio Size8 min read

Chapter 3: How to Rebalance - Mechanics and Costs in the Indian Market

3 Lessons

Selling to Rebalance: STCG, LTCG, and Exit Loads Explained14 min read

Rebalancing Without Selling: Using Fresh Inflows and SIP Redirection11 min read

Rebalancing on Zerodha Coin/Console: A Step-by-Step Walkthrough13 min read