Model Portfolios

See how a model portfolio is built & rebalanced

Three model portfolios maintained for educational purposes, showing how allocation, selection, risk metrics, and rebalancing decisions are executed across Indian market cycles.

⚠Educational illustrations only · Not investment advice · Do not invest based on this content
Illustrative sample data. These are not actual or backtested returns.
EDUCATIONAL MODEL PORTFOLIOS

Model Portfolios & Monthly Performance

Explore how transparent, systematic equity allocation, dividend compounding, and momentum risk-weighting are maintained across market cycles from 2021 – 2026.

Active Strategy:
KEY RISK & RETURN METRICS (LONG-TERM WEALTH BUILDER)Model period: 2021 – 2026
Illustrative
POSITIVE MONTH WIN RATE
78%
53 / 69 months in green
BEST SINGLE MONTH
+7.8%
Nov 2023
WORST SINGLE MONTH
-4.9%
Jun 2022
AVERAGE MONTHLY RETURN
+1.62%
Compounding pace
ANNUALISED VOLATILITY
13.2%
vs 15.6% NIFTY 50
SHARPE RATIO
1.68
Rf = 6.5% G-Sec
Portfolio 01IllustrativeModerate Risk

Long-term Wealth Builder

80% large cap blue chips, 20% high-quality mid cap compounders. Built to beat NIFTY 50 with lower downside variance through quarterly systematic discipline.

CAGR
+21.4%
Sharpe Ratio
1.68
Rebalance
Quarterly
Win Rate
78% Months
Target Allocation80% / 20%
Large Cap Compounders
High-ROCE Mid Caps
Top 4 Constituent WeightsIllustrative
RELIANCE
+14.2%18%
INFY
+11.5%16%
HDFCBANK
+8.9%15%
TCS
+10.4%12%
Portfolio 02IllustrativeLow-Moderate Risk

Dividend & Cashflow Generator

Targeting high dividend yields, monopolistic public utility cashflows, and commercial REIT distribution. Extreme drawdown resistance during equity bear regimes.

CAGR
+18.2%
Sharpe Ratio
1.84
Rebalance
Half-yearly
Win Rate
84% Months
Target Allocation70% / 30%
High-Yield Equities
REITs / Infrastructure InvITs
Top 4 Constituent WeightsIllustrative
ITC
+12.1%20%
COALINDIA
+16.8%18%
POWERGRID
+14.3%16%
ONGC
+19.2%14%
Portfolio 03IllustrativeHigh / Tactical Risk

Active Trader Momentum Watchlist

High relative strength equities with active F&O derivatives participation. Follows institutional volume breakouts, 52-week highs, and earnings surprises.

CAGR
+28.6%
Sharpe Ratio
1.52
Rebalance
Weekly / Dynamic
Win Rate
74% Months
Target Allocation60% / 40%
Large Cap F&O Momentum
Mid Cap F&O Leaders
Top 4 Constituent WeightsIllustrative
NIFTY50_ETF
+11.4%20%
BANKNIFTY
+13.8%15%
TATAMOTORS
+24.2%12%
SBIN
+17.6%12%

SEBI Regulatory Disclaimer: Model portfolios and calendar return matrices are illustrative frameworks maintained exclusively for educational and pedagogical purposes. They do not constitute investment advice, equity research recommendations, or personal portfolio advisory. Past illustrative performance is no guarantee of future returns.

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Methodology · Indian Equity Architecture

How these portfolios work in practice

Selection criteria
Each stock is chosen to illustrate a specific concept: liquidity, dividend yield, F&O availability, or sector balance. No personal financial situation is considered.
Rebalancing logic
Rebalancing decisions are documented with reasoning, showing how drift is corrected, when to trim, and how weights are restored to target allocation.
What we track
We track allocation drift, dividend income, and drawdowns over time. The goal is to make portfolio management decisions visible and learnable.
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These model portfolios are maintained purely for educational purposes to illustrate portfolio construction principles. Stock names mentioned are for illustrative purposes only and do not constitute buy, sell, or hold recommendations. They do not constitute investment advice or SEBI-registered research. Past illustrative performance does not guarantee future results. Do not invest based on this content without consulting a SEBI-registered financial advisor or research analyst.